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Contributed by Ali Brown I get many e-zines in my inbox every week, and they all offer useful information. But there are some I enjoy more than others. What do the ones I love have in common? They feel like they come from a REAL person. These publishers put some heart-and-soul into their e-zines. [...] Contributed by Ali Brown You know what really makes me MAD? When I see someone acting like a bigshot with no substance behind them, asking you to pay them handsomely to teach you something that they themselves have NEVER done. Let me explain… I recently received an email announcing a very expensive workshop that claims [...] As previously mentioned: “The biggest concern AMB has in the HVCC is who can pay for an appraisal. According to the HVCC a borrower cannot be required to pay for an appraisal. The Code requires the lender or any third party specifically authorized by the lender to select, retain, and provide for all compensation to the [...] I got some good news and some bad news. The good news is that there are some great changes are on the way at AMB! The bad news is my hard drive crashed last week so it was harder working on this newsletter than any other so far. As for the good news… AMB has entered into [...] Virginia passed a bill establishing the Mortgage Loan Originator Act. Under the bill, mortgage loan originators, and loan processor and underwriters acting as independent contractors, must obtain a license in order to engage in residential mortgage loan origination activities. The bill also requires loan originators, and loan processors and underwriters who act as independent contractors, [...] Kentucky passed a bill amending the Mortgage Loan Company and Loan Broker Act (”MLCMLBA”). Under the bill, all solicitations and advertisements must display the mortgage loan originator’s NMLS unique identifier and all mortgage loan applications must display the mortgage loan originator’s name, signature and NMLS unique identifier. The bill also changes the name of the [...] If you aren’t scripting your replies you are losing business by coming across less professional than you should. This past week Barry Habib shared a short, but powerful script in The Loan Toolbox that he uses to get potential clients off the fence – especially when they aren’t calling him back. “I’ve left several messages for [...] Kansas passed a bill amending the Mortgage Business Act (”KMBA”) and the Uniform Consumer Credit Code (”UCCC”). Under the bill, loan originators who originate supervised loans are required to be licensed under the UCCC. The bill also amends requirements of both the KMBA and the UCCC with respect to renewals, surety bonds, recordkeeping and prohibited [...] Contributed by Jack Guttentag, Inman News Service The importance of FHA in the home mortgage market has changed markedly over the years. This has been due less to changes in the FHA itself than to changes in the broader market in which it operates. In the early 1990s, FHA had about 15 percent of the [...] Contributed by Ali Brown When I coach my clients on how to get more business from their e-zines, I’m delighted to see that they spend time on creating content that builds a relationship with their readers. But I see many of these publishers overlooking the very beginning of their valuable relationship with their [...] |
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